Medical malpractice insurance is vital for any individual or entity practicing in the healthcare sector. This can include anyone from doctors, nurses, dentists, therapists, hospitals, and clinics. In most states, it’s a legal necessity for physicians to carry malpractice insurance, although the amounts of required coverage can differ. Furthermore, hospitals typically mandate that physicians and […]

In the complex world of healthcare, medical malpractice insurance serves as an essential safeguard for professionals. Understanding the different types of policies available is crucial for ensuring adequate coverage. What Are The Differences in Medical Malpractice Insurance Policy Types? Medical malpractice insurance policies come in various forms because they are designed to cater to the […]

side note: This is our annual write-up of all that happened at this year’s Medical Professional Liability Industry’s largest conference. What happens here drives changes to the medical malpractice insurance environment over the next 365 days. The Annual Conference of the Medical Professional Liability (MPL) Association took place at the Roosevelt Hotel in New Orleans, […]

In spite of posting better underwriting outcomes and another year of favorable net income, AM Best has decided to retain its negative outlook for the medical professional liability (MPL or Medical Malpractice Insurance) sector this year. The ratings agency justified this outlook based on the segment’s unfavorable returns and an overall reduction in policyholder surplus, […]

As an established physician, you’ve likely had to navigate the complex world of malpractice insurance more than once. You’ve seen the landscape change, premiums fluctuate, and policy terms evolve. But as you continue working diligently to build your reputation and practice, one question tends to come up time and again: Does your current malpractice policy […]

The American Tort Reform Foundation (ATRF) issued its 2022/2023 Judicial Hellholes report last month. The annual release documents abuses of the civil justice system in jurisdictions the pro-tort reform group says are among the most unfair and out of balance in the nation. The ATRF is a branch of the American Tort Reform Association (ATRA), […]

The medical professional liability insurance industry experienced double-digit premium growth in 2021, driven by firmer pricing and a return to pre-pandemic levels of healthcare utilization, but those gains waned last year, according to a new report published by the Medical Professional Liability (MPL) Association. The report examines direct premiums written for physicians and hospitals as […]

Physicians, nurses and healthcare workers in the state of New York suffered the largest number of medical malpractice lawsuits filed between 2012 and 2022, while those in Wisconsin experienced the fewest filings during the same period, according to a study published online late last year. According to the study, when the numbers were adjusted for […]

The estate of Kathleen Valentini blames her health insurance company Group Health Inc. (GHI) and its utilization review process for her 2020 death from cancer. Attorneys for her estate argued that the insurer’s denial of prior authorization for an MRI constituted medical malpractice, a delay in diagnosis that led to the amputation of her hip, […]