Medical directors hold a unique role in healthcare settings, often overseeing clinical operations and providing guidance on medical procedures and policies. However, this responsibility comes with increased liability risks that are not typically covered by standard physician malpractice insurance. Medical director insurance is designed specifically to address these unique exposures, ensuring that physicians in these […]

The demand for weight loss procedures is growing, with Americans increasingly seeking solutions for long-term weight management, from bariatric surgeries to newer treatments like semaglutide injections such as Ozempic. The increased demand brings heightened risk: Complications can arise, results may vary, and patients’ expectations can often be misaligned with outcomes. That is why malpractice insurance […]

Physicians’ Reciprocal Insurers (PRI) launched EmPRO Insurance Company on September 15, 2020, to provide medical professional liability (MPL) insurance in New York. EmPRO, administered by PRIMMA LLC—PRI’s attorney-in-fact—aims to offer physicians a stable insurance solution supported by PRI’s financial resources.  Initially focused on New York, EmPRO has since expanded to cover additional states in the […]

Choosing an A-rated malpractice insurance company is key to protecting your medical practice. An A-rated insurer indicates strong financial stability, ensuring your insurer can cover large claims. This reliability is essential when facing potential liabilities, giving physicians peace of mind that their coverage provider is financially sound and capable of handling claims when needed. Why […]

A physician’s loss history plays a significant role in determining malpractice insurance rates. This history includes past claims or incidents, whether they resulted in settlements, judgments, or were dismissed. Loss history affects how insurers assess a physician’s risk level and can either increase or decrease premiums based on the frequency and severity of past claims. […]

In the healthcare industry reputation is important and malpractice insurance plays a critical role in retaining trustful relationships with clients. Malpractice insurance safeguards physicians against financial losses and legal repercussions from claims of negligence or medical errors. Reputation protection acts as a safety net and can protect not only a physician’s finances but also their […]

Medical malpractice insurance is there to protect you from lawsuits alleging negligence or mistakes that may have caused a patient harm. But it’s important to remember, no insurance policy is all-encompassing.  Understanding exclusions in your malpractice insurance is key to ensuring you have the right coverage for your needs. Why Exclusions Matter Medical malpractice insurance […]

As a doctor, you dedicate yourself to providing exceptional patient care. Having medical malpractice insurance is an essential part of protecting yourself and your practice. But did you know that a good insurance broker can offer even more than just a policy? This guide explores the power of combining proactive risk management with ongoing broker […]

The U.S. District Court for the District of Minnesota conditionally granted a motion for a new trial last month on the issue of noneconomic damages in the case Thapa v. St. Cloud Orthopedic Associates. The plaintiff has until November 28 to file a letter stating whether he will agree to remit the jury’s award of […]