ISMIE Mutual Insurance Company, Illinois’ largest medical liability insurer, was founded in 1976 as a response to a boom in medical malpractice litigation that dragged the state into an insurance affordability crisis. Prior to ISMIE, Illinois physicians had few liability insurance options. They could pay escalating premium prices, practice bare—without insurance—or participate in an underwriting […]

A medical malpractice insurance specialist explains the difference between Shared Coverage and Individual Coverage as it relates to a physician’s med-mal policy.

side note: We pride ourselves on being advocates for Physicians and were displeased to see the personal trial lawyers of Illinois get handed a victory by the state’s Supreme Court. This will probably lead to more frivolous lawsuits against good physicians. The tort reform bill signed into law in 2005 had kept rates from rising […]

A medical liability insurance specialist explains what a loss run is and what role it can play in determining the cost of a doctor’s professional liability insurance.

A Medical Malpractice Insurance veteran broker explains what is meant by an “A”-rated insurance company and why it’s important that health care professionals get insured by one. If you are a physician or healthcare professional and need to learn more about medical malpractice insurance companies, click on the link and fill out the quick and […]

A veteran Medical Liability Insurance broker explains what a gap in coverage is and how it will affect a physician’s medical malpractice insurance policy  

side note: For all the commonsense reasons tort reform is advantageous to our society, there are instances of true medical malpractice that make the argument difficult. Here is one of those heartbreaking instances. Jan. 17–S chelley Sanders went into a Davenport hospital on her 35th birthday in 2003 to have her fallopian tubes tied, a […]

A veteran Medical Liability Insurance specialist explains if a physician has to pay more towards their premium if they choose to go with an insurance broker versus going directly to the insurance company. One advantage of going with a broker is that your premium will get shopped around to multiple insurance companies. Then you get […]

A Veteran Liability Insurance broker from MyMedicalMalpracticeInsurance.com explains the difference between the 2 most common medical malpractice insurance policies available across the nation, Occurrence and Claims Made.