Several states this year explored the possibility of placing damage caps on med mal damages, including Florida, Oregon and Virginia. A recent article in Claims Journal asked, “Can Damage Caps Limit Medical Malpractice Exposure?” The article reviews several sources of information that point to such a limit when damage caps are in place. The article […]

While we here at MyMedicalMalpracticeInsurance.com like to think globally and act locally as often as possible, it is not the best practice for physicians to go with their local med mal agent. Here are our Top 5 reasons why physicians should not use a local med mal agent, and instead, should use a nationally-known med […]

side note: Conservative Arizona lawmakers are trying to remove obstacles that forbid the General Assembly from imposing caps on the amount of money recoverable for non-economic and punitive damages. Those obstacles are Article 2 sec. 31 and Article 18 sec. 6 of Arizona’s constitution, which specifically prohibit limiting recoverable damages. In short, the two articles […]

side note: Consumer advocacy group Public Citizen recently released a study that analyzed data from Texas, which in 2003 imposed some of the strictest liability caps in the country. While medical malpractice litigation plummeted dramatically since the caps were imposed, residents of Texas are still paying as much for healthcare as any other state in […]

side note: The below article is very interesting in the fact that Mississippi’s largest medical malpractice insurer, Medical Assurance Company of Mississippi (MACM), has gone on the record as saying the state does not need additional tort reforms. That’s right, a medical malpractice insurance company is saying no more tort reform is necessary. Specifically, the […]

side note: Physicians in Wyoming pay moderate medical malpractice insurance rates. They may not be as affordable as the medical malpractice insurance rates in neighboring Idaho, but Wyoming has never had to worry about winding up on the American Tort Reform Association’s Annual Judicial Hellholes List. Unfortunately, after the recent case discussed in the below […]

The James Madison Institute just released an interesting study entitled, Alternative Solutions to Florida’s Medical Malpractice System. The report begins by outlining nothing new: a flawed Florida tort system, physician liability insurance cases that take years to resolve, and awards that are dramatically inconsistent. It describes a system that discourages the reporting of errors and, […]

side note: In 2005, the Illinois Legislature passed a series of tort reform laws intended to have a deflating effect on medical malpractice insurance premiums for the state’s healthcare workforce. At the heart of these reforms was a $500,000 cap on non-economic damages. Non-economic damages are harms such as pain and suffering, emotional distress, disfigurement […]

side note: Today’s healthcare industry is increasingly dependent on computers and data sharing via the internet or an intranet system. Add to this the increasingly common use of social networking services, like Facebook, as a means of marketing a medical practice to potential patient customers. This evolution toward cyber-dependency has been accelerated by the Patient […]