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Latest Med-Mal Insurance News & Research

Jun 14, 2024
Malpractice Insurance 101: Reputation Protection

In the healthcare industry reputation is important and malpractice insurance plays a critical role in retaining trustful relationships with clients. Malpractice insurance safeguards physicians against financial losses and legal repercussions from claims of negligence or medical errors. Reputation protection acts as a safety net and can protect not only a physician’s finances but also their […]

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Illustration of a doctor looking over paperwork in his office.
Dec 21, 2024
5 Common Liability Coverage Discounts for Physicians

Medical liability insurance can be a significant expense for physicians, but you don’t have to pay more than necessary. Physicians can reduce malpractice insurance premiums by taking advantage of available medical liability insurance discounts. There are five common discounts that can help lower your medical malpractice coverage costs. Explore Medical Malpractice Insurance Coverage with Cunningham […]

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covid
Dec 12, 2024
How Louisiana’s COVID Immunity Ruling Impacts Healthcare Providers and Medical Liability Cases

The Louisiana Court of Appeals decision that COVID-19 immunity cannot be considered during medical review panel proceedings has significant implications for healthcare providers. This ruling increases liability exposure during the panel process and highlights the importance of strong medical malpractice insurance. As providers face heightened risks in navigating medical liability cases, comprehensive malpractice coverage becomes […]

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Carolinas Medical Center in Charlotte, NC.
Dec 8, 2024
North Carolina Supreme Court Removes Precedent Shielding Nurses from Medical Liability Claims

The North Carolina Supreme Court recently overturned a 90-year-old precedent that shielded nurses from medical liability when working under a physician’s supervision. In the Connette v. Charlotte-Mecklenburg Hospital Authority case, the court ruled that nurses, including CRNAs, are now liable for their actions in medical malpractice cases. This decision significantly impacts nurse liability and highlights […]

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cunningham group insurance
Nov 27, 2024
What is an A-Rated Insurance Company and Why Does It Matter for Physicians?

For medical professionals, choosing a malpractice insurance provider isn’t just about finding the right coverage—it’s also about choosing a reliable insurer. An “A-rated” insurance company, typically designated by independent rating agencies like AM Best or Demotech, represents a high level of financial stability and reliability. These ratings signal that the company has the financial resources […]

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cunningham group insurance
Nov 25, 2024
Medical Records and Malpractice: Why Changes Can Hurt Your Defense

When faced with a medical malpractice claim, a physician’s most important line of defense is the medical record of their interactions with the patient. A properly maintained medical record system serves as a golden shield, providing evidence that the physician adhered to best practice standards throughout the patient’s care.  Conversely, a medical record altered after […]

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cunningham group insurance
Nov 25, 2024
Why U.S. Doctors Need International Malpractice Insurance

With the rise of medical tourism, telemedicine, and global healthcare services, the need for international medical malpractice insurance is becoming increasingly essential for U.S. physicians. Doctors who treat medical tourists, travel abroad for humanitarian work, or provide telemedicine services to foreign patients must ensure they have adequate coverage to protect themselves from potential legal claims. […]

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cunningham group insurance
Nov 22, 2024
Avoiding Medical Malpractice Coverage Gaps: Risks and Solutions

Medical malpractice insurance provides essential financial protection for healthcare providers, covering legal fees and settlements in the event of a malpractice claim. However, when there’s a gap in this coverage, physicians may find themselves exposed to significant risks. Avoid Gaps In Coverage with Cunningham Group  What is a Gap In Med Mal Coverage? A “gap […]

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Nov 18, 2024
Why Do You Need a Broker for Medical Director Insurance?

Medical directors hold a unique role in healthcare settings, often overseeing clinical operations and providing guidance on medical procedures and policies. However, this responsibility comes with increased liability risks that are not typically covered by standard physician malpractice insurance. Medical director insurance is designed specifically to address these unique exposures, ensuring that physicians in these […]

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cunningham group insurance
Nov 15, 2024
Medical Spas and Medical Spa Liability Coverage

The Rise of Medical Spas and Their Unique Insurance Needs Medical spas have experienced rapid growth in recent years, combining traditional spa treatments with medical-grade procedures like Botox, laser treatments, and more. As a result, these businesses face unique insurance needs that differ from typical spas. Medical spa liability coverage is necessary for protecting both […]

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