Physicians’ Reciprocal Insurers (PRI) launched EmPRO Insurance Company on September 15, 2020, to provide medical professional liability (MPL) insurance in New York. EmPRO, administered by PRIMMA LLC—PRI’s attorney-in-fact—aims to offer physicians a stable insurance solution, supported by PRI’s financial resources. Initially focused on New York, EmPRO has since expanded to cover additional states in the […]

If you’re not concerned about the possibility of your practice being RAC audited, you should be. And if you don’t currently carry Medical Billing Errors & Omissions Liability Insurance, now is the time to consider it. What is a RAC Audit? Established through the Medicare Modernization Act of 2003, the Recovery Audit Contractor (RAC) program, […]

Choosing an A-rated malpractice insurance company is key to protecting your medical practice. An A-rated insurer indicates strong financial stability, ensuring your insurer can cover large claims. This reliability is essential when facing potential liabilities, giving physicians peace of mind that their coverage provider is financially sound and capable of handling claims when needed. Why […]

A physician’s loss history plays a significant role in determining malpractice insurance rates. This history includes past claims or incidents, whether they resulted in settlements, judgments, or were dismissed. Loss history affects how insurers assess a physician’s risk level and can either increase or decrease premiums based on the frequency and severity of past claims. […]

We here at Cunningham Group understand that medical professionals don’t want to pay any more than necessary for great medical malpractice insurance coverage. Fortunately, we’ve helped countless clients find better coverage and avoid costly pitfalls. So, let’s take a moment to share some valuable insights—straight from others’ mistakes. Here are 5 surefire ways to make […]

The physician-patient relationship is built on mutual trust, communication, and responsibility. While most patients uphold these expectations, there are times when a patient’s behavior may compel a physician to consider ending the relationship. Physicians must balance their ethical obligations with protecting their practice from potential liability, as improper termination can lead to abandonment claims and […]

With the growing demand for skilled physician’s assistants (PAs), comprehensive malpractice insurance has become more important than ever. Similar to physicians, PAs require liability insurance to protect against malpractice claims. But, unlike physician coverage, physician’s assistance medical malpractice policies have unique considerations including specialized rate structures, policy nuances, and specific tail coverage requirements that directly […]

Plaintiff attorneys and healthcare/business leaders in Colorado recently filed competing ballot initiatives that will ask the state’s voters to decide in November the amount of recoverable damages in catastrophic injury and wrongful death lawsuits, whether certain records are accessible in medical malpractice litigation, whether to cap attorney fees at 25% of recovered damages, and whether […]

In the healthcare industry reputation is important and malpractice insurance plays a critical role in retaining trustful relationships with clients. Malpractice insurance safeguards physicians against financial losses and legal repercussions from claims of negligence or medical errors. Reputation protection acts as a safety net and can protect not only a physician’s finances but also their […]