Consent to settle is a feature in many malpractice insurance policies that gives you, the insured, the right to approve or deny any settlement offer made in a malpractice lawsuit. This clause is designed to protect your interests and give you control over your professional reputation. Why is Consent to Settle Important? Without a consent […]

As a healthcare professional, you know all too well that your malpractice insurance policy is your shield against potential lawsuits. Having a clear picture of the nuances of your policy, specifically the exclusions and limits, is vital to ensuring that you have the right protection in place. Understanding these aspects is vital as they directly […]

Michigan Gov. Gretchen Whitmer last month signed Public Act 60, which reforms the prior-authorization process for patients and healthcare professionals in the state. The goal of the act, which becomes effective this past June 1, is to make the prior-authorization process faster, more effective, and more transparent. The changes outlined in Public Act 60 apply […]

As an established physician, you’ve likely had to navigate the complex world of malpractice insurance more than once. You’ve seen the landscape change, premiums fluctuate, and policy terms evolve. But as you continue working diligently to build your reputation and practice, one question tends to come up time and again: Does your current malpractice policy […]

In March of this year, the New Mexico Legislature passed a bipartisan update to the state’s Medical Malpractice Act just days before the end of the 2023 session. This move prevented a potential medical liability insurance crisis. Senate Bill 523, a compromise between trial lawyers and healthcare professionals, establishes a $1 million cap on medical […]

The American Tort Reform Foundation (ATRF) issued its 2022/2023 Judicial Hellholes report last month. The annual release documents abuses of the civil justice system in jurisdictions the pro-tort reform group says are among the most unfair and out of balance in the nation. The ATRF is a branch of the American Tort Reform Association (ATRA), […]

The medical professional liability insurance industry experienced double-digit premium growth in 2021, driven by firmer pricing and a return to pre-pandemic levels of healthcare utilization, but those gains waned last year, according to a new report published by the Medical Professional Liability (MPL) Association. The report examines direct premiums written for physicians and hospitals as […]

The Alaska Supreme Court overturned a long-standing law that limited damage awards for medical malpractice cases where claimants had received compensation from a collateral source, such as a health insurer. This landmark ruling, which challenges the fairness of double deduction rules in malpractice cases, has significant implications for healthcare providers and claimants alike. Here’s our […]

Physicians, nurses and healthcare workers in the state of New York suffered the largest number of medical malpractice lawsuits filed between 2012 and 2022, while those in Wisconsin experienced the fewest filings during the same period, according to a study published online late last year. According to the study, when the numbers were adjusted for […]