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Latest Med-Mal Insurance News & Research

Feb 1, 2010
What is a loss run for a physician? What role does it play in determing cost of a med-mal policy for a health care professional?

A medical liability insurance specialist explains what a loss run is and what role it can play in determining the cost of a doctor’s professional liability insurance.

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Jan 19, 2010
What is a Malpractice Insurance Gap in coverage, and how will it affect a physician?

A veteran Medical Liability Insurance broker explains what a gap in coverage is and how it will affect a physician’s medical malpractice insurance policy  

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Jan 18, 2010
Pain and suffering: No medical malpractice caps in Iowa

side note: For all the commonsense reasons tort reform is advantageous to our society, there are instances of true medical malpractice that make the argument difficult. Here is one of those heartbreaking instances. Jan. 17–S chelley Sanders went into a Davenport hospital on her 35th birthday in 2003 to have her fallopian tubes tied, a […]

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Jan 15, 2010
Does a Physician pay more to go with an Insurance Broker?

A veteran Medical Liability Insurance specialist explains if a physician has to pay more towards their premium if they choose to go with an insurance broker versus going directly to the insurance company. One advantage of going with a broker is that your premium will get shopped around to multiple insurance companies. Then you get […]

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Jan 14, 2010
Difference between Claims Made and Occurrence Coverage for Physician Malpractice Insurance

A Veteran Liability Insurance broker from MyMedicalMalpracticeInsurance.com explains the difference between the 2 most common medical malpractice insurance policies available across the nation, Occurrence and Claims Made.

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Jan 13, 2010
Maryland court of appeals affirms medical malpractice caps

side note: The Maryland Court of Appeals has upheld the state’s non-economic damage cap, but I’d be surprised if this is the last we hear of the case. The next likely step will be appealing to the state supreme court. This is the pattern played out in other states across the country. ANNAPOLIS — The […]

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Jan 11, 2010
Tort reform predicted to decrease spending and increase revenues, CBO

side note: Here is an updated report on tort reform from the Congressional Budget Office. It’s interesting when a non-partisan entity examines these proposals. Too often than not, these are more for political gain by the legislators that sponsor the bill, than actually getting something accomplished. CCH.com The Congressional Budget Office (CBO) recently analyzed the […]

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Jan 4, 2010
Senate Passes Patient Protection & Affordable Care Act without significant tort reform, elimination of anti-trust exemption

On Dec. 24, 2009, the United States Senate passed the Patient Protection & Affordable Care Act (H.R. 3590) by a party-line vote of 60 to 39. Endorsed by the American Medical Association, the landmark legislation seeks to strengthen the American healthcare system by expanding coverage and enhancing access to healthcare services. Of particular interest to […]

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Dec 23, 2009
Medical negligence damage caps in Texas benefit only doctors, medical malpractice insurers

side note: There is no arguing that the Texas model of tort reform has not lowered medical malpractice insurance premiums. The question this author brings up is, “Who has been the prime beneficiary of the tort reforms? Because it isn’t the healthcare consumer.” Which of course was one of the main points why the average […]

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