Latest Med-Mal Insurance News & Research
What is a loss run for a physician? What role does it play in determing cost of a med-mal policy for a health care professional?
A medical liability insurance specialist explains what a loss run is and what role it can play in determining the cost of a doctor’s professional liability insurance.
What is a Malpractice Insurance Gap in coverage, and how will it affect a physician?
A veteran Medical Liability Insurance broker explains what a gap in coverage is and how it will affect a physician’s medical malpractice insurance policy
Pain and suffering: No medical malpractice caps in Iowa
side note: For all the commonsense reasons tort reform is advantageous to our society, there are instances of true medical malpractice that make the argument difficult. Here is one of those heartbreaking instances. Jan. 17–S chelley Sanders went into a Davenport hospital on her 35th birthday in 2003 to have her fallopian tubes tied, a […]
Does a Physician pay more to go with an Insurance Broker?
A veteran Medical Liability Insurance specialist explains if a physician has to pay more towards their premium if they choose to go with an insurance broker versus going directly to the insurance company. One advantage of going with a broker is that your premium will get shopped around to multiple insurance companies. Then you get […]
Difference between Claims Made and Occurrence Coverage for Physician Malpractice Insurance
A Veteran Liability Insurance broker from MyMedicalMalpracticeInsurance.com explains the difference between the 2 most common medical malpractice insurance policies available across the nation, Occurrence and Claims Made.
Maryland court of appeals affirms medical malpractice caps
side note: The Maryland Court of Appeals has upheld the state’s non-economic damage cap, but I’d be surprised if this is the last we hear of the case. The next likely step will be appealing to the state supreme court. This is the pattern played out in other states across the country. ANNAPOLIS — The […]
Tort reform predicted to decrease spending and increase revenues, CBO
side note: Here is an updated report on tort reform from the Congressional Budget Office. It’s interesting when a non-partisan entity examines these proposals. Too often than not, these are more for political gain by the legislators that sponsor the bill, than actually getting something accomplished. CCH.com The Congressional Budget Office (CBO) recently analyzed the […]
Senate Passes Patient Protection & Affordable Care Act without significant tort reform, elimination of anti-trust exemption
On Dec. 24, 2009, the United States Senate passed the Patient Protection & Affordable Care Act (H.R. 3590) by a party-line vote of 60 to 39. Endorsed by the American Medical Association, the landmark legislation seeks to strengthen the American healthcare system by expanding coverage and enhancing access to healthcare services. Of particular interest to […]
Medical negligence damage caps in Texas benefit only doctors, medical malpractice insurers
side note: There is no arguing that the Texas model of tort reform has not lowered medical malpractice insurance premiums. The question this author brings up is, “Who has been the prime beneficiary of the tort reforms? Because it isn’t the healthcare consumer.” Which of course was one of the main points why the average […]
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